Obviously, there is no such thing as a free lunch and we do not pretend that our services are free. However, we do guarantee that our service fees are simple, transparent, and easy to understand. The below annual fees are simply divided by twelve and charged monthly to Member accounts.

Membership Fee


Waived for Members making active monthly contributions. We encourage you to save!

Program/Technology Fee


for Individually Managed, OR


for Professionally Managed

Investment Advisory Fee

0.35% to 1.00%

Applicable only to Members selecting a Professionally Managed IRA. Rates vary by advisory firm, and are disclosed within each adviser's service agreement. Fees are paid directly to advisory firm.

No Trading Fees

The GROUPIRA® Program does not charge you transaction fees to buy and sell investments

No Rebalancing Fees

The GROUPIRA® Program does not charge when you or your adviser rebalance your account's investment allocations

No Hidden Fees

The GROUPIRA® Program does not charge 12b-1 or other hidden fees to your investments.